Cosmetology school to open in south Brainerd in March
Kristine Walsh, owner of the Park Avenue School of Cosmetology, looks at the demographics of the Brainerd lakes area and considers the potential to have a lot of students.
“I’m really looking forward to being here,” Walsh said.
Last week, Walsh was overseeing the renovation of the former WorkForce Center on South Sixth Street into her cosmetology school. The building with its open floor plan, along with a bevy of small side offices, was just what Walsh wanted.
“I honestly couldn’t design this better,” she said.
It wasn’t long before a student, drawn by the sign outside, walked through the doors and signed up.
Walsh said the school is licensed by the Board of Cosmetology Examiners and the Minnesota Office of Higher Education and it is accredited through the National Accrediting Commission for Cosmetology Arts & Sciences.
Parka Avenue School of Cosmetology offers federal and state financial aid options in grants and loans for students.
For consumers, the school offers an inexpensive hair cut and manicure/pedicure services. Hair cuts are typically $5 to $13 and manicure/pedicure’s are typically $20. Walsh said customers just need to realize they are in a teaching environment. She said services may take longer but people will leave with quality salon experience.
Students first spend six weeks in theory and classroom work, about 240 hours, before they are ready to go out on the floor and work under the eye of an educator. The student, client and educator consult on the salon service and educators check on the student’s progress. Walsh said they their student to educator ratio is 10 to 1 with two educators in the building. Students may join at any time and may be constantly cycling through and graduating.
At the Park Avenue school, Walsh said students learn in a salon environment so they are handling the phone, booking services, running the cash register and cleaning. For Walsh the school experience bridges the gap other institutions may leave between classroom and a real job.
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Walsh said the school is licensed by the Board of Cosmetology Examiners and the Minnesota Office of Higher Education and it is accredited through the National Accrediting Commission for Cosmetology Arts & Sciences. Parka Avenue School of Cosmetology
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Payday Loan in Minnesota - StatePaydayLoan.com
Email Using Payday Loan in Minnesota Wisely
Despite political platitudes about change, hope and prosperity just around the corner Minnesotans are struggling with the bad economic climate like the rest of America. Short term loans for those unexpected bills or emergencies can look attractive when the wolf is at your door.
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A payday loan in Minnesota is form of short term debt similar to a loan from a finance company with a very short repayment time and extremely high interest rates. In Minnesota, payday lenders are regulated by law. There are caps limiting the amount of interest they can charge on short term loans and they must be licensed by the state to make loans to Minnesotans.
Residents of Minnesota enjoy some protection from unscrupulous payday and online quick cash lenders. Payday loans less than $350 can charge no more than 7% interest plus a $5 fee. Loans between $350 and $1,000 can charge no more than 33% annual interest with an additional $25 fee. Many online payday lenders and quick cash advance lenders will try to get you to extend the loan so that they can keep collecting fees and high interest from the same customers. Be aware that this is illegal under Minnesota law; payday loans may not be extended or renewed beyond 30 days. This protects consumers from predatory lending. Renewing or “rolling over” the payday loan can quickly transform a short term money solution into a disastrous long term financial burden.
Check the Lender Out
Payday anticipation loans are a viable alternative for many situations. Before you apply for the loan always get as much information about the lender as you can. Check with the Minnesota Department of Commerce website to see if they are licensed to operate in Minnesota.